This insurance policy provides cover for accidental physical loss and/or damage to the various type of motor vehicle – owned, leased, hired, and operated by the Insured.
2 basic types of cover available are : Comprehensive (All Risks) and Total Loss Only.
The scope of Cover can be extended to include the following :
- Third Party & Passengers’ Legal Liability.
- Personal Accident (for Driver and Passenger).
- Medical Expenses.
- Strike, Riot, Civil Commotion, Terrorism & Sabotage (SRCCTS).
- Act of God (Earthquake, Volcanic Eruption, Tsunami, Lightning, Windstorm, Flood, and
Other allied natural catastrophe)
- Theft by Own Driver